Free planning tools
Loan calculators that help you plan before you apply
Use the numbers as a starting point, then discuss your actual profile with a lender or adviser. The calculators do not make eligibility or approval decisions.
EMI Calculator
Estimate monthly EMI, total interest and total repayment for an illustrative loan amount, rate and tenure.
Open calculatorHome Loan Eligibility Calculator
Estimate an illustrative loan amount from income, existing EMIs, an assumed obligation ratio, rate and tenure.
Open calculatorBalance Transfer Savings Calculator
Compare current and illustrative new loan costs, including an estimated transfer-cost break-even point.
Open calculatorHow to use these tools
Use realistic inputs and treat every result as an illustration. Lender eligibility depends on documented income, existing obligations, credit history, age, property, loan-to-value and lender policy. A calculator can explain the arithmetic; it cannot reproduce a lender’s credit decision.